Chiropractic Care Provider Secures Loan with Florida SBDC at Fort Lauderdale

Elaine Cruz-Abril graduated from chiropractic school in 2015. After graduation, she and her fiancé set out to own a practice they could grow. They located an existing practice located in Flagler Village. The capital needs were borrowing $54,000 to cover the $30,000 from the practice and the overhead for the first six months.

Elaine Cruz-Abril, owner of Express Life Chiropractic, and Gary Cole Sr., a Florida SBDC at Fort Lauderdale business consultantAfter visiting several banks that rejected their efforts to secure a loan, the couple felt hopeless. They were running out of personal funds and eventually, for a short time, became homeless.

“I was homeless, sleeping on people’s sofas and finding a place to sleep,” said Cruz-Abril.

One week later, she made an appointment with the Florida SBDC at Fort Lauderdale. There, she met with senior business and loan consultant, Gary Cole.

“It was a pleasure to meet Gary and my hopes came back,” said Cruz-Abril. “He connected us with a great bank that approved a loan for us! He also offered consulting on how to start a business, marketing ideas, how to organize a budget and finances, and followed up with us to make sure everything was going great. We now have a place to live and bought our chiropractic practice!”

After helping Cole’s clients create an on-going break-even analysis for their business and personal expenses, while making the process user-friendly and providing useful marketing techniques, Express Life Family Chiropractic Practice was in full swing.

Today, Elaine Cruz-Abril and her fiancé run a growing practice at the Express Life Family Chiropractic Center, sharing vital information on health and wellness and providing a gathering place that welcomes all with its café-style atmosphere.

Elaine Cruz-Abril, owner of Express Life Chiropractic, and Gary Cole Sr., a Florida SBDC at Fort Lauderdale consultant

"If it wasn’t for Gary and the Florida SBDC, we wouldn’t be in Fort Lauderdale living our dream of serving through chiropractic care to such a community. We are eternally grateful."

- Elaine Cruz-Abril, Owner - Express Life Chiropractic

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